When you apply for a Federal Student Loan Consolidation after graduation and during your grace period, your interest rate will be .60% LOWER than the repayment interest rate. You can apply now and lock in the lower in-grace interest rate with No Payments until after you grace period expires. Your loan application will be held and not processed until just prior to your grace expiration date. So make the intelligent financial move, Apply Now, Relax and Enjoy Your Grace Period!
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FAQ and Eligibility

Consolidation Loan Management Calculator

Repayment Plans

Defaulted Loan

Lower Debt-to-Income

Deferment

Forbearance

Benefits of consolidating with GraduateFund.com

Consolidating your student loans with GraduateFund.com can lower your student loan monthly payment by as much as 51%, REDUCE your Debt-to-Income Ratio and could help improve your credit scores.  Plus Lock-In the .60% LOWER in Grace Rate.

Federal Loan Consolidation Repayment and Savings Chart Example
Student Loan Balance $20,000 $30,000 $40,000 $50,000 $75,000 $100,000 $150,000
Current Payment $227.50 $341.25 $455.01 $568.76 $853.14 $1137.52 $1706.27
*New Payment $112.53 $168.80 $225.07 $281.34 $422.00 $562.67 $844.01
Savings Per Month $114.97 $172.45 $229.94 $287.42 $431.14 $574.85 $862.26
Reduced By 51% 51% 51% 51% 51% 51% 51%
*New payment based on a fixed interest rate of 6.625% and Graduated Repayment Plan




  • Relax and enjoy 6 month grace period
  • Free Federal Program
  • No Fees and No Credit Checks
  • Lower Monthly Payments By Up To 51%
  • Fixed Interest rates as low as 6.625%
  • Extend repayment period up to 30 years
  • One Convenient Student Loan Monthly Payment
  • Lower Debt-to-Income Ratio
  • Helps Improve Credit Score
  • Maximize Home Purchase or Refinance Opportunities




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